The Coastal Bank (now known as Ameris Bank) works with leading-edge technology partners to ensure that the
most secure environment is made possible for our valued customers. We employ a number of methods to maintain
the security of your information, including:
Secure Browsers and Encryption
We require the use of secure browsers when you access our online services,
including our Online Banking and Business Banking. Secure browsers allow protected communication with our Web
site by encrypting the information between you and our site. We utilize Secure Socket Layer (SSL) technology,
which converts sensitive information transmitted over the Internet between your computer's browser and our
computer systems (like your password and customer/user identification code) into secure code that cannot be
read by unauthorized parties. To access your account through Online or Business Banking and perform transactions
, we require the use of a Web
browser that supports at least 128-bit SSL encryption technology – among the strongest and most widely used
methods of securing Internet transactions. You can tell your information is being protected when you see a
URL that begins with "https" (instead of "http") in the address line and a secure symbol,
such as a closed padlock or key icon, at the bottom of your browser screen.
In addition, the computers that run our Web site are protected by constantly monitored firewalls
that act as a barrier between the Internet and our secure computer network – preventing unauthorized access.
Every message that enters or leaves our network passes through the firewall. Messages that do not meet our
criteria are blocked.
We employ up-to-date anti-virus protection technology to detect viruses and prevent them
from entering our computer network.
To access your account and certain of our financial services on our Web site, including
through Online and Business Banking, you will be required to enter valid access codes such as a customer/user
identification code and password. Additional authentication measures for access through our online banking
products are described in our Online Banking and Business Banking Agreements. Without proper identification,
access to your account information is denied.
For additional protection, our online applications have a timeout feature that automatically
ends your session after a certain period of inactivity. This reduces the risk of others accessing your information
from your unattended computer.
Additional Security Measures:
The Coastal Bank's approach to security extends beyond those mentioned above. We
have additional security measures that may be activated in response to certain activities or events. If we are
suspicious of any online behavior, we may restrict online access to accounts or prevent certain types of
transactions. These measures safeguard your identity and your accounts. Further proof of identity may be required
before online access is restored.
You will be responsible for maintaining one of the most important security measures: your password.
When you receive and change your Online Banking or Business Banking password, be sure to keep it a secret.
Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your
purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the
computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes.
You ultimately hold the key to your password security.
Should you have any questions regarding your online banking access or your account, please feel free
to contact us at 912-201-7377.
For answers to your general questions or concerns you can also email us at