Mortgage FAQ 
 
Q: How do I get a mortgage loan through The Coastal Bank? 
 
Click HERE to fill out an online application and to start the process. A member of The Coastal Bank’s mortgage team will contact you to help connect you with the best mortgage for your individual needs.  
 
Q: How do I know if I quality for a mortgage? 
 
There are many types of mortgages available, and qualification requirements vary with the programs. The best thing to do is to contact one of our experienced loan originators and review your options. Find out today if you qualify! Click HERE to contact a member of our mortgage team. 
 
Q: Should I refinance my existing mortgage? 
 
Refinancing should provide a tangible benefit to the borrower. Whether it be lowering your monthly payment, reducing your term or consolidating debt, let one of our experience loan originators help. Click HERE to contact a member of our mortgage team. 
 
Q: This will be my first home. I don’t know if I qualify or not. What should I do? 
 
Buying a home is probably the most important investment decision you will make in your lifetime. There are programs tailored for first-time homebuyers. The best thing to do is to contact one of our experienced loan originators and review your options. We will walk you through the steps of finding out if you qualify and how much you qualify for. Click HERE to contact a member of our mortgage team. 
 
Q: How do I get a Home Equity Loan or Line of Credit through The Coastal Bank?    
 
To apply for a Home Equity Loan or Line of Credit, you may complete the application online, visit your local branch or speak to one of our lenders. 
 
Q: What’s the difference between a Home Equity Loan and a Home Equity Line of Credit?  
 
A Home Equity Loan allows you to fund a major expense and gives you the benefit of having a fixed interest rate and monthly payment. A Home Equity Line of Credit gives you ongoing access to your available credit for unexpected expenses. 
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